AI Help for Insurance Agents › Compare › AMS360 vs Applied Epic

AMS360 vs Applied Epic (2026): mid-size or enterprise agency management system?

In a sentence: AMS360 fits mid-size and growing agencies, while Applied Epic is the enterprise system for larger and multi-location agencies, quoted per seat -- and both are more than a one or two person agency needs, in cost and in setup. Both are quote-based.

Read our AMS360 notes →Read our Applied Epic notes →

Nobody pays us to rank one above the other. Neither vendor publishes a price, so both show as quote-based below, and we do not invent a figure. Each tool also has a full write-up: AMS360 and Applied Epic.

The short version:

Both are agency management systems (AMS): the hub for clients, policies, renewals, servicing, and certificates of insurance (COIs), built for scale.
AMS360: from Vertafore, aimed at mid-size and growing agencies. Heavier setup than a small office needs.
Applied Epic: the enterprise option for larger and multi-location agencies, quoted per seat.
Pricing: both quote-based. Applied Epic's per-seat model scales with your user count.
Both are more than a 1-2 person agency needs. A very small book is usually better on a lighter system like HawkSoft or EZLynx.

AMS360 vs Applied Epic: side by side

	AMS360	Applied Epic
Vendor	Vertafore	Applied Systems
Best for	Mid-size, growing agencies	Larger, multi-location agencies
Pricing	Quote-based	Quote-based, typically per seat
Setup	Heavier than a small office needs	Enterprise rollout; more to configure
Too much for 1-2 staff?	Yes -- built for larger books	Yes -- built for scale

Both vendors are quote-based and publish no figure. Editions and modules vary, so confirm what your quote includes with each vendor. Nothing here is legal, compliance, or insurance advice.

What is each system built for?

AMS360, from Vertafore, is a full agency management system aimed at mid-size and growing agencies. It handles clients, policies, renewals, servicing, accounting, and reporting at a scale a lighter system may not, with AI features layered in. That depth comes with a heavier setup, so plan for configuration and training time.

Applied Epic, from Applied Systems, is the enterprise system in this pair. It is built for larger and multi-location agencies that need one platform across offices and lines, and it is typically quoted per seat. For the lighter systems most small agencies start on, see EZLynx vs HawkSoft or the full comparison.

How does pricing work?

Both are quote-based, so you ask and you get a number. Applied Epic is usually priced per seat, which means the figure scales directly with how many people log in, so a multi-location agency and a single office will land in very different places. AMS360 is quoted for your agency as well.

Get a quote from each at your real staff count, and put setup and data migration from your current system in the comparison -- on enterprise systems those costs are not an afterthought.

Both are more than a 1-2 person agency needs

Be honest about your size. AMS360 and Applied Epic are strong systems, but for a one or two person agency they are more platform, cost, and setup than the work calls for. You would spend on capacity you will not use for a while, and take on a rollout that a small team feels most.

If that is you, start on a lighter agency management system such as HawkSoft or EZLynx, and revisit AMS360 or Applied Epic once your staff count, locations, and reporting needs have grown into them.

So which should your agency pick?

Both are heavy systems; pick by how large and how spread out you are:

Choose AMS360 if…

You are a mid-size, growing agency past what a lighter system covers.
You want depth in servicing, accounting, and reporting under one roof.
You can take on a heavier setup for the capacity it gives you.

Read our AMS360 notes →

Choose Applied Epic if…

You are a larger or multi-location agency that needs one platform across offices.
Per-seat pricing works for your user count and growth plan.
You have the resources for an enterprise rollout and training.

Read our Applied Epic notes →

Common questions

Is AMS360 or Applied Epic bigger?

Applied Epic is the more enterprise system, built for larger and multi-location agencies and quoted per seat. AMS360, from Vertafore, fits mid-size and growing agencies. Both are heavier agency management systems with more setup than a small office needs, and both are quote-based.

Are AMS360 and Applied Epic too much for a small agency?

For a one or two person agency, yes. Both are more than a very small book needs, in cost and in setup. A small independent P&C agency is usually better served by a lighter system such as HawkSoft or EZLynx. Look at AMS360 and Applied Epic when your staff count, locations, and reporting needs have grown.

Do AMS360 and Applied Epic publish prices?

No. Both are quote-based. Applied Epic is typically quoted per seat, so the figure scales with your user count, and AMS360 is quoted for your agency as well. Ask each vendor for a quote at your size, and include setup and any data migration from your current system in the comparison.

Sources

Tool details confirmed from each vendor's own website, checked 2026-07-29: AMS360 (Vertafore agency management system, mid-size and growing agencies, heavier setup) and Applied Epic (Applied Systems enterprise agency management system, larger and multi-location agencies, quoted per seat). Both are quote-based and publish no price. Confirm current pricing, features, and setup or migration costs with each vendor. Nothing here is legal, compliance, or insurance advice. Last reviewed: 2026-07-29.

Published by AI Help for Insurance Agents, part of The Agentic AI Index -- an independent directory of AI tools and local consultants. It is free to use. We earn nothing on the tools or local pros we point you to. We refer; we do not endorse or certify vendors.

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